Life is unpredictable. Colonial Life voluntary benefits help you prepare for the unexpected with affordable, payroll-deducted insurance coverage you can customize to your needs.
Choose from a comprehensive suite of insurance products designed to protect you and your family.
CASH BENEFITS FOR COVERED ACCIDENTS
Receive cash benefits for emergency room visits, hospital stays, ambulance rides, and more. Help cover out-of-pocket costs that your health insurance doesn't pay.
LUMP-SUM PAYMENT UPON DIAGNOSIS
Get a lump-sum cash payment if you're diagnosed with a covered critical illness. Use it however you need—medical bills, living expenses, travel costs, or anything else.
INCOME PROTECTION WHEN YOU CAN'T WORK
Replace a portion of your income if you're unable to work due to a covered illness or injury. Keep up with bills and expenses while you focus on recovery.
PROTECT YOUR LOVED ONES' FUTURE
Provide financial security for your family if the unexpected happens. Flexible coverage amounts to fit your needs and budget.
DAILY CASH BENEFITS FOR HOSPITALIZATION
Receive daily cash benefits when you're admitted to the hospital. Helps with expenses like deductibles, copays, childcare, travel, or household bills while you're recovering.
Health insurance is important, but it doesn't cover everything. Voluntary benefits fill in the gaps.
Premiums are deducted directly from your paycheck, making it easy to budget for. Often more affordable than buying insurance on your own.
Your coverage goes with you if you change jobs or retire. No need to reapply or worry about losing protection.
Use your benefits however you need—medical bills, mortgage, groceries, childcare, or anything else. You decide.
No medical exams for most plans. Quick, easy application process with personalized support from your local agent.